DESCRIPTION

PLAN A
Maximum Limit (USD)

PLAN B
Maximum Limit (USD)

PLAN C
Maximum Limit (USD)

1.

MEDICAL EXPENSES

1.1. Main Limit: In-patient treatment, surgery, ambulance and paramedic services, diagnostic tests etc.

100,000

70,000

50,000

1.2. Sub-Limit for Out-patient treatment: inclusive of consultation by registered doctors, medicines prescribed, X-rays and diagnostic tests

5,000

3,500

2,500

1.3. Sub-Limit for Follow-Up Care: the medical expenses occur at the Country of Origin within 90 days of return to the Country of Origin

12,000

10,000

8,000

2.

EMERGENCY EVACUATION & TRAVEL ASSISTANCE

2.1. Travel Assistance
a) Pre-trip information
b) Embassy information
c) Interpretation information
d) Legal Reference
e) Medical service suppliers information

Included

Included

Included

2.2. Emergency Evacuation
Evacuating the Insured Person to the nearest facility which is capable of providing adequate medical care.

100,000

70,000

50,000

2.3. Repatriation
Charges for the repatriation of the Insured Person to his Country or Country of Origin (inclusive of medical equipment and paramedic service accompanying)

100,000

70,000

50,000

2.4. Hospital Expense Guarantee. Guaranteeing the hospital expense in case of hospitalization

Included

Included

Included

2.5. Family Member Visit
Expense for one immediate family member to join the Insured Person if he is confined in a hospital for more than 3 days in the status of no hope to last or is dead in Vietnam.

7,000

5,000

3,500

2.6.Return of Children
Additional accommodation and traveling expenses for children below 14 to return to Country or the Country of Origin

7,000

5,000

3,500

2.7.Mortal remain repatriation / Funeral
Repatriating the Insured Person’s remain to Vietnam or the Country of Origin or funeral at the current locality

10,000

8,000

6,000

3.

PERSONAL ACCIDENT

Death or Total Permanent Disability

100,000

70,000

50,000

4.

BAGGAGE AND PERSONAL EFFECT

Loss or damage to an Insured Person's baggage or personal property carried on the journey directly resulting from accident, theft, robbery, mishandling by carriers. The limit for each item is 200 USD/item (with relevant invoice & receipt) or 20 usd/item (in case of no invoice submitted).

2,000

1,500

1,000

5.

BAGGAGE DELAY

Expense for emergency purchases of essential items of toiletries or clothing consequent upon temporary deprivation of baggage

500

400

300

6.

LOSS OF TRAVEL DOCUMENT

Expense of obtaining replacement of lost passports, visa as well as additional hotel accommodation and travel expenses reasonably incurred in effecting such replacements, up to the limit set out in the Insurance Certificate. The maximum limit per day is 10% of the limit amount for this benefit

3,000

2,000

1,500

7.

CURTAILMENT OF TRIP OR CANCELLATION CHARGES

Loss of non refundable prepaid travel arrangement deposits or increased cost of travel because the trip is cancelled or curtailed due to the Death, Serious Injury or Illness or witness summons, jury service or compulsory quarantine of the Insured Person.

8,000

5,500

3,000

8.

PERSONAL LIABILITY

Indemnifying the Insured Person’s personal liability for loss or damage to third party during the Period of Insurance (this benefit is not applied for hire or use motorized vehicles)

100,000

70,000

50,000